Loan/ Debt management It refers to the process of managing and paying off debts in a strategic and responsible way. It involves creating a plan to repay debts, prioritizing debts based on interest rates and balances, negotiating with creditors, and potentially seeking the help of a debt management professional.

The goal of debt management is to become debt-free or to reduce debt to a manageable level. Debt management can help individuals and businesses regain control of their finances, reduce financial stress, and improve credit scores. Overall, debt management strategies is important part of financial planning and can help individuals and businesses achieve long-term financial stability.

Home Loan is a type of secured loan that enables a borrower to purchase a property (Flat, Bungalow etc.) by borrowing money from a lender, with the property serving as collateral for the loan. The loan is repaid over a period of time, usually with interest, through regular payments.

Loan Against Property is a type of secured loan that allows individuals to borrow money by keeping their property as collateral. The loan amount is determined by the value of the property and can be used for various purposes.

Commercial Purchase is a type of loan used to finance the purchase of a commercial property for business purposes. The loan is secured by the property being purchased and the repayment terms are typically shorter than those of a residential mortgage.

Machinery Finance is a type of loan used to purchase or lease equipment and machinery for business purposes. The loan is secured by the machinery being financed and the repayment terms are typically structured based on the expected life of the equipment.

Vehicle Loan is a type of loan used to purchase a vehicle, such as a car, truck, or motorcycle. The loan is typically secured by the vehicle being purchased and the repayment terms are structured based on the value of the vehicle and the borrower’s creditworthiness.

LRD means Lease Rent Discounting, it is a type of loan where a borrower uses future rental income from a property as collateral for a loan. The loan amount is determined by the discounted value of the future rental income, and the borrower continues to receive the rental income during the loan repayment period.

Personal Loan is a type of unsecured loan that can be used for various personal expenses, such as home renovation, wedding, or medical bills. The loan is typically based on the borrower’s creditworthiness and income, and does not require collateral.

Business Loan A business loan is a type of loan used to finance various business expenses, such as expansion, equipment purchase, or working capital. The loan is typically based on the business’s creditworthiness, revenue, and collateral, and can be secured or unsecured.